Broker Check
The Latte Lie and Other Myths It Was the Best of Times, It Was the Worst of Times The Cost of Procrastination

Thursday, May 10, 2018

My CFP® role is to know my clients best to help achieve their goals. Third Party investment specialists like CFA®s-Chartered Financial Analysts®-have advanced investment knowledge that, working with us, might improve clients' investments.

Sunday, April 8, 2018

Freedom of Choice. No other transaction required. Comprehensive plan or specific solution available. Pay just for what you need. Hourly rate. No required minimum assets or hours. Objective, no-conflict written second opinion by a CFP(r).

Saturday, March 24, 2018

On-line providers might offer products & services at lower expense than traditional advisers. And make some other services available at additional charge(s.) Or just not offer some services provided by individual financial advisers. Ask!

Monday, January 29, 2018

As a CFP(R), along with a Finance MBA, CLU(R) and 28 years of experience, I specialize in helping clients with the more complex financial, estate and insurance situations typically outside the competence of mass market & on-line providers

Thursday, December 7, 2017

So you may ask questions before discussing confidential items. Then I would look at documents. Then we could have a second phone call (both spouses if married) to discuss your values, goals & documents. No charge or obligation for the calls

Tuesday, December 19, 2017

Mission Statement: My mission is to make significant Improvement in clients' peace of mind and actual situation. For typical people in the economic middle. Acting only in clients' best interests - my view of the Fiduciary Standard.

Thursday, June 29, 2017

Potentially lose months of access to a loved one's assets if Power of Attorney (POA) is not honored ... Potentially lose retirement security if Beneficiary Designations are not up-to-date ... Excess taxes if rollover rules not followed ...

Tuesday, June 20, 2017

If you have ... Spouse - Children - IRA - Grandchildren - More real estate than just primary residence - Annuity - Life Insurance - Business - etc. - then you might benefit by paying a Fiduciary.

Tuesday, May 30, 2017

CFP® Board financial planning process adheres to Fiduciary Standard: 1) Agree on how to work together. 2) Gather information on finances & set goals. 3) Analyze & Strategize. 4) Recommendations. 5) Put plan into motion. 6) Monitor progress

Wednesday, May 31, 2017

Investments-IRA-401(k); Beneficiary Designations; Pension; Deferred Comp; Taxes; Insurances; Businesses; Real Estate; Debts; Annuities; Will; Trusts; Divorce; Legal agreements; Inheritance; Beneficiary of a Trust or Annuity Income Stream

Thursday, June 1, 2017

Values & Goals - Income - Assets - Investments - Liabilities & Debt - Insurance - Marriage - Tax - Business - Estate Planning - Debt - Real Estate - Retirement - Pension - Annuities

Tuesday, August 15, 2017

CFP® Financial Folks and entities unwilling or unable to practice the Duty of Care might face legal jeopardy -- even if unintentional

Sunday, April 30, 2017

Financial Folks are not all required to act in clients best interests. Any Fiduciary is. "Virtual Fiduciary " or local. Is your adviser Fiduciary? Get it in writing!