Typical Client
- Prefers Fiduciary Standard rather than "Suitability"
- Often in several financial products and services without an integrated understanding of them.
- Usually does not have an up-to-date Written Financial Plan
- Frequently does not have a "Fiduciary" entity or individual
(One person or firm who has reviewed everything) - Interested in evidence-based financial planning
- Seeks transparency of expenses, costs, adviser compensation.
- Interested in available choices of (joint) Guaranteed Lifetime Income
- Seeking advice about a 401(k) upon retirement & / or job change